台灣人壽吉順利利率變動型終身壽險(TSL5,180718密碼解密)

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本篇原為密碼題(2.1627)

因月底就要停售,

於180718將之解密

截至180718為止,

共有268人解開密碼

這268人算出來的IRR

到小數點下4位

都跟版主算的一模一樣

0.0001都沒差異

還在懷疑版主不會算IRR的白癡

先懷疑你自己的智商吧!

高保費折扣如下:

100~200萬: 0.2%

200~300萬: 0.3%

300~500萬: 0.5%

400~500萬: 0.6%

>500萬: 0.7%

FB粉絲團: https://www.facebook.com/hammer0925
原始保費 5016960 台壽吉順利 (TSL5)
實繳保費 4981841 保費折扣 0.7%
解約金 解約金/
實繳保費
IRR
1 4446900 89.26% -10.74%
2 4687483 94.09% -3.00%
3 5032978 101.03% 0.3410%
4 5262613 105.64% 1.3801%
5 5473093 109.86% 1.8987%
6 5664255 113.70% 2.1627%
7 5886498 118.16% 2.4124%
8 6063345 121.71% 2.4862%
9 6245555 125.37% 2.5437%
10 6433134 129.13% 2.5896%
11 6626477 133.01% 2.6273%
12 6825424 137.01% 2.6585%
13 7030465 141.12% 2.6851%
14 7241668 145.36% 2.7078%
15 7459317 149.73% 2.7276%
16 7683419 154.23% 2.7449%
17 7914195 158.86% 2.7601%
18 8151917 163.63% 2.7736%
19 8396962 168.55% 2.7858%
20 8649211 173.61% 2.7967%
FB粉絲團: https://www.facebook.com/hammer0925
原始保費 5016960 台壽吉順利 (TSL5)
實繳保費 4986858 保費折扣 0.6%
解約金 解約金/
實繳保費
IRR
1 4446900 89.17% -10.83%
2 4687483 94.00% -3.05%
3 5032978 100.92% 0.3073%
4 5262613 105.53% 1.3546%
5 5473093 109.75% 1.8782%
6 5664255 113.58% 2.1455%
7 5886498 118.04% 2.3977%
8 6063345 121.59% 2.4733%
9 6245555 125.24% 2.5322%
10 6433134 129.00% 2.5793%
11 6626477 132.88% 2.6179%
12 6825424 136.87% 2.6499%
13 7030465 140.98% 2.6771%
14 7241668 145.22% 2.7004%
15 7459317 149.58% 2.7207%
16 7683419 154.07% 2.7384%
17 7914195 158.70% 2.7540%
18 8151917 163.47% 2.7679%
19 8396962 168.38% 2.7804%
20 8649211 173.44% 2.7916%
FB粉絲團: https://www.facebook.com/hammer0925
原始保費 5016960 台壽吉順利 (TSL5)
實繳保費 4991875 保費折扣 0.5%
解約金 解約金/
實繳保費
IRR
1 4446900 89.08% -10.92%
2 4687483 93.90% -3.10%
3 5032978 100.82% 0.2737%
4 5262613 105.42% 1.3292%
5 5473093 109.64% 1.8577%
6 5664255 113.47% 2.1284%
7 5886498 117.92% 2.3829%
8 6063345 121.46% 2.4604%
9 6245555 125.11% 2.5208%
10 6433134 128.87% 2.5689%
11 6626477 132.75% 2.6085%
12 6825424 136.73% 2.6413%
13 7030465 140.84% 2.6692%
14 7241668 145.07% 2.6931%
15 7459317 149.43% 2.7139%
16 7683419 153.92% 2.7320%
17 7914195 158.54% 2.7479%
18 8151917 163.30% 2.7621%
19 8396962 168.21% 2.7750%
20 8649211 173.27% 2.7864%
FB粉絲團: https://www.facebook.com/hammer0925
原始保費 5016960 台壽吉順利 (TSL5)
實繳保費 5001909 保費折扣 0.3%
解約金 解約金/
實繳保費
IRR
1 4446900 88.90% -11.10%
2 4687483 93.71% -3.19%
3 5032978 100.62% 0.2066%
4 5262613 105.21% 1.2783%
5 5473093 109.42% 1.8168%
6 5664255 113.24% 2.0942%
7 5886498 117.69% 2.3536%
8 6063345 121.22% 2.4347%
9 6245555 124.86% 2.4979%
10 6433134 128.61% 2.5484%
11 6626477 132.48% 2.5898%
12 6825424 136.46% 2.6241%
13 7030465 140.56% 2.6533%
14 7241668 144.78% 2.6783%
15 7459317 149.13% 2.7001%
16 7683419 153.61% 2.7191%
17 7914195 158.22% 2.7358%
18 8151917 162.98% 2.7507%
19 8396962 167.88% 2.7641%
20 8649211 172.92% 2.7761%
FB粉絲團: https://www.facebook.com/hammer0925
原始保費 5016960 台壽吉順利 (TSL5)
實繳保費 5006926 保費折扣 0.2%
解約金 解約金/
實繳保費
IRR
1 4446900 88.81% -11.19%
2 4687483 93.62% -3.24%
3 5032978 100.52% 0.1731%
4 5262613 105.11% 1.2529%
5 5473093 109.31% 1.7964%
6 5664255 113.13% 2.0772%
7 5886498 117.57% 2.3389%
8 6063345 121.10% 2.4219%
9 6245555 124.74% 2.4865%
10 6433134 128.48% 2.5381%
11 6626477 132.35% 2.5805%
12 6825424 136.32% 2.6156%
13 7030465 140.41% 2.6454%
14 7241668 144.63% 2.6710%
15 7459317 148.98% 2.6932%
16 7683419 153.46% 2.7127%
17 7914195 158.06% 2.7297%
18 8151917 162.81% 2.7449%
19 8396962 167.71% 2.7587%
20 8649211 172.74% 2.7709%
FB粉絲團: https://www.facebook.com/hammer0925
原始保費 5016960 台壽吉順利 (TSL5)
實繳保費 5016960 保費折扣 0.0%
解約金 解約金/
實繳保費
IRR
1 4446900 88.64% -11.36%
2 4687483 93.43% -3.34%
3 5032978 100.32% 0.1063%
4 5262613 104.90% 1.2023%
5 5473093 109.09% 1.7556%
6 5664255 112.90% 2.0431%
7 5886498 117.33% 2.3097%
8 6063345 120.86% 2.3962%
9 6245555 124.49% 2.4637%
10 6433134 128.23% 2.5175%
11 6626477 132.08% 2.5618%
12 6825424 136.05% 2.5984%
13 7030465 140.13% 2.6296%
14 7241668 144.34% 2.6563%
15 7459317 148.68% 2.6795%
16 7683419 153.15% 2.6998%
17 7914195 157.75% 2.7176%
18 8151917 162.49% 2.7335%
19 8396962 167.37% 2.7478%
20 8649211 172.40% 2.7606%
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