中國人壽滿福保利率變動型終身壽險_170707

by 儲蓄保險王 · 2017-01-04

此篇原為密碼題(密碼:2.1440)

因為這張保單將於7/15停售,

170707將之解密

截至7/7為止,點擊率:128

折扣0.7%:

保費:	4965000	FB粉絲團: https://www.facebook.com/hammer0925/
年	基本保額現金價值	繳清保額現金價值	增值回饋分享金	SUM	基本保額現價IRR	Total IRR
1	4541355	82555	0	4623910	-8.53%	-6.8699%
2	4646998	168598	0	4815596	-3.26%	-1.5161%
3	4766813	258230	0	5025043	-1.35%	0.4015%
4	4873744	351597	0	5225341	-0.46%	1.2859%
5	4981964	448762	0	5430726	0.07%	1.8094%
6	5088895	550035	0	5638930	0.41%	2.1440%
7	5203556	556790	98445	5858791	0.67%	2.3929%
8	5269261	563821	201033	6034115	0.75%	2.4677%
9	5334965	570851	307936	6213752	0.80%	2.5241%
10	5401958	578020	419283	6399261	0.85%	2.5702%
11	5468952	585188	535232	6589372	0.88%	2.6065%
12	5537233	592494	655919	6785646	0.91%	2.6375%
13	5606803	599938	781509	6988250	0.94%	2.6642%
14	5676372	607383	912175	7195930	0.96%	2.6862%
15	5747230	614964	1048067	7410261	0.98%	2.7056%
16	5819377	622684	1189365	7631426	1.00%	2.7230%
17	5892811	630542	1336256	7859609	1.01%	2.7387%
18	5966246	638400	1488930	8093576	1.03%	2.7519%
19	6040969	646395	1647560	8334924	1.04%	2.7640%
20	6115692	654391	1812348	8582431	1.05%	2.7743%

無折扣:

保費:	5000000	FB粉絲團: https://www.facebook.com/hammer0925/
年	基本保額現金價值	繳清保額現金價值	增值回饋分享金	SUM	基本保額現價IRR	Total IRR
1	4541355	82555	0	4623910	-9.17%	-7.5218%
2	4646998	168598	0	4815596	-3.59%	-1.8614%
3	4766813	258230	0	5025043	-1.58%	0.1667%
4	4873744	351597	0	5225341	-0.64%	1.1081%
5	4981964	448762	0	5430726	-0.07%	1.6664%
6	5088895	550035	0	5638930	0.29%	2.0245%
7	5203556	556790	98445	5858791	0.57%	2.2902%
8	5269261	563821	201033	6034115	0.66%	2.3777%
9	5334965	570851	307936	6213752	0.72%	2.4441%
10	5401958	578020	419283	6399261	0.78%	2.4981%
11	5468952	585188	535232	6589372	0.82%	2.5410%
12	5537233	592494	655919	6785646	0.85%	2.5774%
13	5606803	599938	781509	6988250	0.88%	2.6088%
14	5676372	607383	912175	7195930	0.91%	2.6347%
15	5747230	614964	1048067	7410261	0.93%	2.6576%
16	5819377	622684	1189365	7631426	0.95%	2.6780%
17	5892811	630542	1336256	7859609	0.97%	2.6963%
18	5966246	638400	1488930	8093576	0.99%	2.7119%
19	6040969	646395	1647560	8334924	1.00%	2.7261%
20	6115692	654391	1812348	8582431	1.01%	2.7382%