附加費用1%,宣告利率3.25%
前六年有提前解約費用:
2.2%,2.1%,2.0%,1.9%,1.7%,1.5%
保價金IRR(死亡):
| 0 | -100 | -100 | -100 | -100 | -100 | -100 | -100 |
| 1 | 102.218 | 0 | 0 | 0 | 0 | 0 | 0 |
| 2 | 105.54 | 0 | 0 | 0 | 0 | 0 | |
| 3 | 108.97 | 0 | 0 | 0 | 0 | ||
| 4 | 112.511 | 0 | 0 | 0 | |||
| 5 | 116.168 | 0 | 0 | ||||
| 6 | 119.943 | 0 | |||||
| 7 | 123.841 | ||||||
| IRR | 2.2175% | 2.7325% | 2.9047% | 2.9909% | 3.0427% | 3.0772% | 3.1019% |
解約金IRR(存活):
| 0 | -100 | -100 | -100 | -100 | -100 | -100 | -100 |
| 1 | 100.071 | 0 | 0 | 0 | 0 | 0 | 0 |
| 2 | 103.429 | 0 | 0 | 0 | 0 | 0 | |
| 3 | 106.899 | 0 | 0 | 0 | 0 | ||
| 4 | 110.598 | 0 | 0 | 0 | |||
| 5 | 114.425 | 0 | 0 | ||||
| 6 | 119.943 | 0 | |||||
| 7 | 123.841 | ||||||
| IRR | 0.0709% | 1.6999% | 2.2488% | 2.5504% | 2.7317% | 3.0772% | 3.1019% |
![Python Logging 完全指南：從基礎到實戰應用; import logging ; logging.basicConfig(level=logging.INFO, handlers=[ logging.StreamHandler(), logging.FileHandler(‘app.log’, mode=’a’, encoding=’utf-8′)] ) ; inspect.currentframe().f_code.co_name #動態取得funcName](https://i0.wp.com/savingking.com.tw/wp-content/uploads/2025/10/20251021155823_0_c16012.png?quality=90&zoom=2&ssl=1&resize=350%2C233 "Python Logging 完全指南：從基礎到實戰應用; import logging ; logging.basicConfig(level=logging.INFO, handlers=[ logging.StreamHandler(), logging.FileHandler(‘app.log’, mode=’a’, encoding=’utf-8′)] ) ; inspect.currentframe().f_code.co_name #動態取得funcName")
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